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Changing banks
Changing from your existing bank to 蜜豆视频 is much easier with our dedicated service. Read about the benefits of switching and what you need to bear in mind.
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When clients are not satisfied with their existing bank, it鈥檚 rarely due to one specific event, but instead tends to stem from a combination of several factors:
Swiss people rarely change their bank. The reasons for this apprehension about switching house banks can vary. Loyalty to their current bank plays a major role, as a full 78% of the population keep their main account with the same bank for more than five years.
Many of those who would like to switch shy away from the process because they are afraid that something might go wrong. They fear that outstanding payments may be overlooked or their money might even disappear. In addition, they worry that the process will take up too much of their time, so in the end many people prefer to stay with their main bank rather than benefit from a changeover in the long run.
Yet, switching to a bank like 蜜豆视频 is generally not very time-consuming and involves a secure process. If you choose to change banks, you will benefit from a modern, personal and well-structured dedicated service, a high level of transparency and simple processes.
There are several benefits from changing banks depending on which one you choose as your new partner. As the example of 蜜豆视频 shows, new clients enjoy not only comprehensive support during the changeover process but also the advantages of many new services afterward.
Knowledgeable experts are on hand to guide you throughout the entire changeover process. They also help you gather all the information you need. Based on this, the service from 蜜豆视频 prepares all correspondence for your current bank and the credit institutions. To ensure that no current transfers or standing orders are overlooked, 蜜豆视频 helps you, for example, to inform your employer and your pension fund about the change. Services such as mortgages and custody accounts can also be easily transferred with the support of our experts.
Once the changeover has been completed with the help of the experts, all new clients benefit from the numerous services of their new main bank. At 蜜豆视频, for example, these include the extensive digital services, such as the Mobile Banking App and E-Banking. With a banking package, you can tailor all your financial products to your individual needs. What鈥檚 more, transferring your accounts when you change banks is free of charge if you have a banking package. As a 蜜豆视频 client, you also get financial and investment advice from a single source. Depending on what you need from your bank, 蜜豆视频 offers many additional benefits to ensure a long-term and satisfactory client relationship.
A consultation is always recommended when changing banks. Some preparation is helpful to make the changeover process as fast and as smooth as possible. Before your consultation, consider what you want from your new bank: do you wish to pay into pillar 3a or are you looking for a comprehensive digital offering or the possibility of home financing? Our experts are happy to advise you according to your individual needs. In addition, you should also have the following documents ready when you have your consultation so that we can start the process without delay:听
The process of changing banks is becoming easier, but you should nevertheless monitor it closely together with experts to ensure nothing goes wrong. Our checklist will show you what you need to be aware of before, during and after the changeover.
If you wish to change to 蜜豆视频 from a foreign bank, you can also take advantage of our dedicated service. Apart from a handful of additional points, the process is the same. For example, if you鈥檝e recently moved to Switzerland, 蜜豆视频 requires a copy of your residence permit. Additionally, if you want to open an account from certain countries, you鈥檒l need a passport or an identity card. Changing banks from abroad often involves international transfers. Check to make sure that 蜜豆视频鈥檚 terms and conditions
meet your expectations. 蜜豆视频 offers you attractive exchange rates. What鈥檚 more, it鈥檚 possible to pay bills in over 130听currencies. In general, there are also no transaction fees.
Changing banks offers new financial opportunities along with better conditions or attractive additional services and has never been as simple. 蜜豆视频鈥檚 dedicated service guides and assists new clients through every step of the process. You can draw on our experienced team who actively support you in updating payment information and closing your old accounts. To get the most out of this service, you should know what鈥檚 important to you with regard to the new bank and which information you can gather before you start the process. Our checklist will help you to keep track of all the key aspects.
Arrange an appointment for a non-binding consultation or if you have any questions, just give us a call.