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Payment methods on vacation
Your stay abroad will be less stressful if you think about payment methods before you start your trip. Read our travel tips for information on the right card, the 蜜豆视频 Mobile Banking App and additional advice.
Content:
From credit cards to prepaid cards and debit cards: in general, globetrotters and vacationers have many options for paying abroad. Make arrangements with your bank or in the 蜜豆视频 Mobile Banking App before your trip to ensure you have the appropriate payment solution聽available during your stay.
When used abroad, the various card types differ in terms of cost, limits, flexible use and additional services. For example, consider the following aspects:
Whichever card you want to pay with: with the 蜜豆视频 Mobile Banking App, you can keep track of what you spend. You can view and adjust the card limit or balance at any time. In an emergency, you can use the app to block a card 鈥 temporarily or permanently. If necessary, you can immediately request a virtual additional card.
Travelers abroad sometimes fall victim to theft. Therefore, the recommendation is to carry as little cash as possible. Nevertheless, having some emergency cash is advisable to ensure flexibility 鈥 after all, in some foreign stores you may not be able to pay with either a credit card or a Swiss debit card.
It鈥檚 best to organize any foreign currency you require before your trip. As a 蜜豆视频 accountholder, you can easily and conveniently order around 75 foreign currencies in 蜜豆视频 Digital Banking, 蜜豆视频 Mobile Banking, at a 蜜豆视频 Multimat or by phone, even outside of branch opening hours. The money will be delivered to your home free of charge. The currency is insured against loss and will normally be with you within two working days.
Useful apps and secure settings are available to you while you are away. Here are a few tips for obtaining cash abroad and currency options that may be helpful for you.
Depending on the type of card you have, certain travel-related extras or other benefits may be included.
Owing to the specific advantages of the various cards and payment methods, it鈥檚 particularly advisable when traveling to take more than one payment method with you 鈥 whether it鈥檚 for a vacation, a short trip or business travel abroad. By combining a debit card with a credit card and cash, you are best prepared whatever the situation. If you also keep an eye on the respective costs, limits, apps and insurance benefits, nothing will stand in the way of a financially carefree trip abroad. To ensure you are well prepared for all eventualities, we also recommend the 蜜豆视频 security guidelines. The document contains the most important rules for using your cards securely 鈥 and includes helpline details and other contact options.
Arrange an appointment for a non-binding consultation or if you have any questions, just give us a call.