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Criminals promise high returns, for example through investments in cryptocurrencies. They use social media, dating platforms or phone calls to contact potential victims. To feign credibility, they may also run fake advertisements featuring celebrities. 

Criminals call and impersonate bank employees, police officers or government officials. They feign security issues, ongoing investigations or other urgent situations to prompt you to react quickly. They persuade their victims to hand over valuables or disclose sensitive data.

Criminals pose as support staff, for example from Microsoft, to gain access to your device. Their goal is to access personal data, install malware or initiate fraudulent payments. 

Criminals send emails or text messages with links to fake websites. They do this in the name of trusted senders, such as a bank, delivery service (Post, DHL), streaming service (Netflix, Spotify) or online retailer. 

On the fake website, the victim is prompted to enter credit card details, SMS codes, their digital banking contract number, access card codes, passwords or other sensitive information. Criminals use this information for credit card purchases or to log in to E-Banking. 

Fraudsters pose as relatives in distress over the phone or via text message or claim a family member is in need, for example after an accident. They demand money be sent rapidly for bail, doctors or other emergency support. 

Criminals pose as executives and instruct employees to make urgent payments. Contact is often made via email, phone or WhatsApp.

Criminals pose as suppliers or employees. They send invoices or request a change to the IBAN to receive money from your company. Contact is often made via email. 

Criminals lure their victims with large lottery wins, unexpected inheritances or enticing online offers such as affordable vacation homes, dream cars or quick loans. Their aim is to get victims to make an advance payment for something that doesn’t actually exist.

Criminals pose as romantic interests online, feigning romantic feelings or close emotional bonds. After a while, they request money for an emergency or some other exceptional situation. The fraud can span a lengthy period, with perpetrators continually finding new excuses to demand money but avoid meeting in person. 

Criminals pose as sellers on online platforms. However, after payment, the merchandise is not delivered as agreed.

Using deepfake technology, fraudsters can manipulate faces and voices in videos or phone calls with deceptive realism. They use this technology to carry out grandparent scams and shock calls, CEO fraud and investment fraud, among others.