These documents serve as instructions for the technical implementation of the message formats accepted and provided by ÃÛ¶¹ÊÓƵ in payment transactions and digital invoicing.

Handbooks

ÃÛ¶¹ÊÓƵ Implementation Guidelines

ÃÛ¶¹ÊÓƵ provides implementation guidelines for the different types of credit transfer and direct debits, as well as for digital invoicing.

Credit Transfer

Credit Transfer

Standard

Standard

pain.001

pain.001

pain.002

pain.002

Standard

SIX – Swiss Payment Standards Version 2019

pain.001

SPS 2.1.1 - ÃÛ¶¹ÊÓƵ 1.0Ìýicon_pdf

SPS 2.0.2 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf
SPS 2.0.1 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf

pain.002

SPS 2.1 – ÃÛ¶¹ÊÓƵ 1.0Ìýicon_pdf

SPS 2.0.1 – ÃÛ¶¹ÊÓƵ 1.1 icon_pdf
SPS 2.0.1 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf

Standard

SIX – Swiss Payment Standards Version 2009

pain.001

SPS 1.11-Delta – ÃÛ¶¹ÊÓƵ 2024 icon_pdf
SPS 1.11-Delta – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf
SPS 1.11 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf

pain.002

SPS 1.1.2 - ÃÛ¶¹ÊÓƵ 1.1 icon_pdf
SPS 1.1.2 - ÃÛ¶¹ÊÓƵ 1.0 icon_pdf
SPS 1.1.1 - ÃÛ¶¹ÊÓƵ 1.1 icon_pdf

Standard

DFÜ Agreement of Deutsche Kreditwirtschaft (DK)

pain.001

DK 3.3 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf
DK 3.1 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf

pain.002

DK 3.3 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf
DK 3.1 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf

Standard

CGI – Common Global Implementation

pain.001

CGI – ÃÛ¶¹ÊÓƵ 1.3 icon_pdf

pain.002

CGI – ÃÛ¶¹ÊÓƵ 1.1 icon_pdf

Ìý

ArchiveÌý

Standard

Standard

pain.001

pain.001

pain.002

pain.002

Standard

SIX – Swiss Payment Standards

pain.001

SPS 1.10 – ÃÛ¶¹ÊÓƵ 1.0 icon_pdf
SPS 1.9 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SPS 1.8 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SIX 1.7.2 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002


SIX 1.1.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Standard

SIX – Swiss Recommendations

pain.001

SIX 1.6 - ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Diff SIX 1.6 - SIX 1.7.2icon_pdf

pain.002

SIX 1.0 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Standard

SIX – Swiss Recommendations

pain.001

SIX 1.5.1 –ÌýÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

SIX 1.5.1 –ÌýÃÛ¶¹ÊÓƵ 1.0icon_pdf

Standard

DFÜ Agreement of Deutsche Kreditwirtschaft (DK)

pain.001

DK 3.0 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

DK 3.0 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Standard

CGI – Common Global Implementation

pain.001

CGI – ÃÛ¶¹ÊÓƵ 1.2icon_pdf

CGI – ÃÛ¶¹ÊÓƵ 1.1icon_pdf

pain.002

CGI – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Direct Debit

Swiss Direct Debits (LSV+/ BDD)

Standard

Standard

pain.008

pain.008

pain.002

pain.002

Standard

SIX - SwissÌýPayment Standards

pain.008

SPS 1.2 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

SPS 1.1.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

ArchiveÌý

Standard

Standard

pain.008

pain.008

pain.002

pain.002

Standard

SIX - SwissÌýPayment Standards

pain.008

SIX 1.1.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

N/A

Standard

SIX - Swiss Recommendations

pain.008

SIX 1.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

SIX 1.0 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Standard

SIX - Swiss Recommendations

pain.008

SIX 1.0.1 – ÃÛ¶¹ÊÓƵ 1.1icon_pdf

pain.002

SIX 1.0.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

SEPA Direct Debits (SDD)

Standard

Standard

pain.008

pain.008

pain.002

pain.002

Standard

DFÜ Agreement of Deutsche Kreditwirtschaft (DK)

pain.008

DK 3.8 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

DK 3.8 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

ArchiveÌý

Standard

Standard

pain.008

pain.008

pain.002

pain.002

Standard

SIX - Swiss Payment Standards

pain.008

SPS 2.6 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

SPS 1.1.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Standard

SIX - Swiss Payment Standards

pain.008

SPS 2.5 – ÃÛ¶¹ÊÓƵ 1.1icon_pdf

pain.002

N/A

Standard

SIX - Swiss Payment Standards

pain.008

SIX 2.5 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

pain.002

SIX 1.1.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Standard

SIX - Swiss Recommendations

pain.008

SIX 2.3 – US 1.0icon_pdf

pain.002

SIX 2.3 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Account Reporting

Cash Management

Standard

Standard

camt.052

camt.052

camt.053

camt.053

camt.054

camt.054

Standard

SIX -ÌýSwiss Payment Standards

camt.052

SPS 1.7.2 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SPS 2.0.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SPS 2.1.1icon_pdf

camt.053

SPS 1.7.2 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SPS 2.0.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SPS 2.1.1icon_pdf

camt.054

SPS 1.7.2 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SPS 2.0.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf
SPS 2.1.1icon_pdf

Standard

DFÜ Agreement of Deutsche Kreditwirtschaft (DK)

camt.052

DK 3.3 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

DK 3.3 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

DK 3.3 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

 

Standard

Standard

MT940 / MT950

MT940 / MT950

MT942 / MT941

MT942 / MT941

MT900 / MT910

MT900 / MT910

Standard

SWIFT

MT940 / MT950

Formatting Guide MT9xxicon_pdf
Fact Sheet MT940icon_pdf
Fact Sheet MT950icon_pdf

MT942 / MT941

Formatting Guide MT9xxicon_pdf
Fact Sheet MT942icon_pdf
Fact Sheet MT941icon_pdf

MT900 / MT910

Formatting Guide MT9xxicon_pdf
Fact Sheet MT900/910icon_pdf

ArchiveÌý

SIX - Swiss Payment Standards

camt.052

camt.052

camt.053

camt.053

camt.054

camt.054

camt.052

SPS 1.7.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

SPS 1.7.1 – ÃÛ¶¹ÊÓƵ 1.1icon_pdf

camt.054

SPS 1.7.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.052

SPS 1.7 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

SPS 1.7 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

SPS 1.7 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.052

N/A

camt.053

SPS 1.7.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

N/A

camt.052

SPS 1.6 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

SPS 1.6 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

SPS 1.6 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.052

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1.2icon_pdf

camt.053

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1.2icon_pdf

camt.054

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1.2icon_pdf

camt.052

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1-1icon_pdf

camt.053

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1-1icon_pdf

camt.054

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1-1icon_pdf

camt.052

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1-0icon_pdf

camt.053

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1-0icon_pdf

camt.054

SIX 1.5 – ÃÛ¶¹ÊÓƵ 1-0icon_pdf

camt.052

SIX 1.4 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

SIX 1.4 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

SIX 1.4 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.052

SIX 1.3 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

SIX 1.3 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

SIX 1.3 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

DFÜ Agreement of Deutsche Kreditwirtschaft (DK)

camt.052

camt.052

camt.053

camt.053

camt.054

camt.054

camt.052

DK 3.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

DK 3.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

DK 3.1 – ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.052

DK 3.0Ìý– ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.053

DK 3.0Ìý– ÃÛ¶¹ÊÓƵ 1.0icon_pdf

camt.054

DK 3.0Ìý– ÃÛ¶¹ÊÓƵ 1.0icon_pdf

Digital Invoicing

Implementation Guidelines – sending eBills:

Implementation Guidelines – eBill informationen received:

Learn more