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Structured products are so called because they consist of a combination of various elements. They are always based on an underlying asset, such as a stock, a bond, an index or a commodity like gold or oil. The use of one or more derivative instruments creates specific payoff scenarios.

Thanks to the wide variety of derivative strategies, structured products are flexible investment instruments that can be tailored to any market situation and any investor’s expectations, as well as personal investment goals and requirements. This creates a wide range of individual payoff structures adapted to various types of investor.

Generally, structured products are classified into four groups – with increasing return potential, but also increasing risk:

• Capital protection
• Optimization
• Participation
• Leverage  

Good to know: It is important that you understand the specific risks associated with a product and its underlying asset and discuss them with your client advisor.

• For bulls and bears: Structured products let you structure your portfolio according to anticipated market trends – and benefit from them.
• For all asset classes from A to Z: Structured products cover all asset classes – from stocks to interest-bearing investments. And of course bonds, raw materials, precious metals, currencies, real estate and much more.
• For both the risk-averse and the daring: Do you want to protect your assets or increase your capital but with calculated risk? We have just the right structured product for every investor profile.
• For flexibility and liquidity: Structured products are exactly as you want them to be because we adapt them to your wishes and needs. And experience shows that the market for structured products stays liquid even in turbulent times.