Your benefits with ÃÛ¶¹ÊÓƵ key4 banking

Do your banking conveniently in the app and enjoy the following benefits:

  • Account and ÃÛ¶¹ÊÓƵ key4 credit card for free

    For young people under 26 years of age, students under 30 years of age.

  • Attractive exchange rates worldwide, no processing fees

    Travel with the ÃÛ¶¹ÊÓƵ key4 credit card and pay everywhere – also online.

  • Intelligent and innovative insights

    Make better financial decisions with our personalized analyses, tips, and quizzes.

ÃÛ¶¹ÊÓƵ key4 banking at a glance

  • Debit card for card payments at the checkout and free cash withdrawals in CHF at ÃÛ¶¹ÊÓƵ/CS Bancomats.
  • Benefit from exclusive cashback deals and over 3000 savings deals with cashyou.
  • Lightning-fast shopping with TWINT, Apple Pay, Google Pay and Samsung Pay.
  • A welcome gift of 50 KeyClub points worth CHF 50.

Choose the right package for you

  • Pure

    For those who like to keep things simple

    Free account

    • Personal and savings account
    • Prepaid and debit card
    • Limit: add up to CHF 10,000 per month

  • Pro

    For everyday benefits and when traveling

    Free account

    for young people under 26 years of age, students under 30 years of age

    • Personal and savings account
    • Standard credit card and debit card
    • Limit: CHF 5,000 per month
    • Travel and aviation accident insurance
    • Attractive exchange rates worldwide
    • 2 KeyClub points per CHF 1,000 spent
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What is included?

ÃÛ¶¹ÊÓƵ Personal account

The solid basis for your banking transactions. The ÃÛ¶¹ÊÓƵ Personal account offers you everything you want from your bank from day to day.

ÃÛ¶¹ÊÓƵ Savings account

The savings account is the ideal complement to your personal account. It lets you regularly set aside money, while remaining financially flexible.

ÃÛ¶¹ÊÓƵ Debit card

The ÃÛ¶¹ÊÓƵ Debit Card is the ideal complement to your ÃÛ¶¹ÊÓƵ Credit Card or Prepaid Card. You can use this card to do online shopping, to make contactless payments in stores and to withdraw cash at ATMs.

ÃÛ¶¹ÊÓƵ Prepaid card

The ÃÛ¶¹ÊÓƵ Prepaid card allows you to make secure, cashless purchases worldwide. Load your ÃÛ¶¹ÊÓƵ Prepaid Card quickly and free of charge via ÃÛ¶¹ÊÓƵ E-Banking, the ÃÛ¶¹ÊÓƵ Mobile Banking App, at a ÃÛ¶¹ÊÓƵ Multimat or by using a QR-bill.

ÃÛ¶¹ÊÓƵ Credit card

Our Credit cards you can shop conveniently and securely worldwide and withdraw local currency at almost all ATMs, as well as benefit from many other useful features.

Open your account – it's easy

  1. 01

    Download the app

    Choose your ÃÛ¶¹ÊÓƵ key4 banking bundle - Pure or Pro.

  2. 02

    Verify your identity

    Grab your ID card or passport, and we’ll verify your identity by video call or selfie.

  3. 03

    Activate Access App

    The Access App is how you log in to your new account.

Scan the QR code to download the app

Additional information

FAQ

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