�۶��Ƶ me banking: flexible and personal

Suitable for adults and children aged 6 and over.
Flexible and transparent: customizable offer, billed monthly.
Digital Banking: carry out banking transactions via smartphone or computer.
Pay in an instant: with �۶��Ƶ TWINT, Apple Pay, Google Pay and Samsung Pay.
�۶��Ƶ KeyClub bonus program: collect points and redeem them in the eStore.

The solid basis for every day: do your daily banking from your personal account in CHF and make payments quickly and conveniently.

To the personal account

Our savings account is the ideal complement to your personal account. It allows you to regularly set money aside while remaining financially flexible.

To the savings account

The debit card is for your day-to-day payments – online and in stores.

Pay with cash or contactless.
Withdraw cash at ATM's.
Conveniently add to your wallet.

To the debit card

Take care of your banking wherever and whenever you want – in E-Banking or with the Mobile Banking App.

With E-Banking, you conveniently manage your banking transactions on your computer.
And with the Mobile Banking App, you do your banking on your smartphone.

To Digital Banking

Prepaid card

The prepaid card on a credit basis allows you to make secure, cashless purchases worldwide. Add credit quickly and free of charge in the app.

Credit card

With our credit cards you can pay flexibly anywhere in the world – and get access to valuable additional benefits such as travel and aviation accident insurance.

You can find the full list of products and more information on services and prices in the �۶��Ƶ me banking section at:

Services and prices

Retirement

�ճ��pillar 3a retirement account is your foundation for retirement savings with preferential tax conditions in pillar 3a.

You decide when and how much to pay into your Fisca account each year – up to the maximum amount allowed by law.
Use a standing order to make regular deposits.
You also benefit from a preferential interest rate.

For even higher potential returns, learn more about the Fisca custody account – the ideal addition to a retirement account.

Price: free of charge

Travel insurance

Fund account

�۶��Ƶ KeyClub bonus program

With our free �۶��Ƶ KeyClub bonus program, you collect points by actively using your credit and prepaid cards, including by referring family members and new clients. You can redeem the bonus points 1:1 just like cash. Our partners – including Coop, Migros and Galaxus – accept your bonus points. Or choose your gift from the comfort of your home in the .

You can find more information at �۶��Ƶ KeyClub.

For the little ones Our banking offer for children

For their first pocket money or depositing their savings: discover our free offer for little savers aged 6 to 11.

To the banking offer for children

A man and a woman standing on a train platform.

Living abroad Our banking offer for cross-border commuters

Your Swiss bank at your fingertips: Here you will find everything you need for your daily banking transactions – account, cards and digital banking. Also benefit from attractive exchange rates with �۶��Ƶ key4 FX. Ideal for people who work in Switzerland and live abroad.

To the banking offer for cross-border commuters

A man running on the pavement with his dog.

�۶��Ƶ KeyClub Collect points and save money

With our �۶��Ƶ KeyClub bonus program, you collect points every time you pay with your credit or prepaid card. You can redeem the points for products and digital gift cards in the KeyClub eStore. One point = CHF 1.

More about KeyClub

�۶��Ƶ TWINT Switzerland’s most popular payment app

�۶��Ƶ TWINT is the most popular and versatile payment app in Switzerland. With TWINT, you can transfer money instantly from one mobile phone to another, pay in physical stores and online, settle your parking fees and much more.

Get to know TWINT