Mortgages to suit your life

Including credit card of your choice

Special offer for your first home with ÃÛ¶¹ÊÓƵ

First mortgage? Benefit twice. Secure a 0.35% interest rate reduction and a free banking package in the first two years.

  • Preferential interest rate on your first mortgage with ÃÛ¶¹ÊÓƵ
  • Banking package with a credit card of your choice free of charge for 24 months
  • For all types of owner-occupied residential property (excluding vacation homes)

Our mortgage products

  • Fixed-rate mortgage

    • Fixed interest rate for additional stability
    • Flexible duration of 2 to 10 years
    • Interest rate can be fixed up to 12 months in advance

  • SARON mortgage

    • Interest rate adapts to the market
    • Unlimited duration
    • Switch to a fixed-rate mortgage at any time and benefit from a fixed interest rate

  • Building loan

    • Financing or mortgage – you choose what suits you
    • Unlimited duration
    • For new construction, conversions or renovations

  • Mortgage overdraft facility

    • Interest rate can be adjusted to market conditions at any time
    • Indefinite term
    • No restrictions on use
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Compare all mortgages in detail

Get the best offer

Let our mortgage experts advise you and get an offer tailored to your needs.

Or calculate a non-binding offer from ÃÛ¶¹ÊÓƵ key4 mortgages in a few steps.

Further guidance on mortgages