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The content is published by the Global Wealth Management business of ÃÛ¶¹ÊÓƵ Switzerland AG (regulated by FINMA in Switzerland), its subsidiaries or its affiliates ("ÃÛ¶¹ÊÓƵ"). In the USA, ÃÛ¶¹ÊÓƵ Financial Services Inc. is a subsidiary of ÃÛ¶¹ÊÓƵ AG and a member of FINRA/SIPC.

This material is for your information only and is not intended as an offer, or a solicitation of an offer, to buy or sell any investment or other specific product. The analysis contained herein does not constitute a personal recommendation or take into account the particular investment objectives, investment strategies, financial situation and needs of any specific recipient. The views and opinions expressed in this material by third parties are not those of ÃÛ¶¹ÊÓƵ. Accordingly, ÃÛ¶¹ÊÓƵ does not accept any liability over the content shared by third parties or any claims, losses or damages arising from the use or reliance of all or any part thereof.

As a firm providing wealth management services to clients globally, ÃÛ¶¹ÊÓƵ offers both investment advisory services and brokerage services. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. For more information visit our website at ubs.com/workingwithusConducting business with us.

ÃÛ¶¹ÊÓƵ Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that ÃÛ¶¹ÊÓƵ Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different timeframes. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All nvestments involve the risk of loss, including the risk of loss of the entire investment.

Options and futures are not suitable for all investors, and trading in these instruments is considered risky and may be appropriate only for sophisticated investors. Prior to buying or selling an option, and for the complete risks relating to options, you must receive a copy of "The Characteristics and Risks of Standardized Options." You may read the document at http://www.optionsclearing.com/about/publications/character-risks.jsp or ask your financial advisor for a copy.

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