"Retirement” learning path | �۶��Ƶ Switzerland

Q: What does a module consist of?

Modules are dedicated to specific topics from the overriding theme of the learning path. After a short introduction, you will be provided with useful specialist knowledge via articles and tools – compiled in an easily understandable and practical manner. This enables you to build up your knowledge of the specific topic in a targeted way.

Q: Can I sign up for multiple learning paths?

Yes, you can sign up for as many learning paths as you want. You decide for yourself whether you want to complete the learning paths successively or in parallel. The “Financial basics” learning path provides an ideal foundation for all the other topics.

Q: What happens after I’ve signed up?

You will receive a confirmation by e-mail listing all the learning paths that you have signed up for. For each learning path, you will receive a separate e-mail with the links to the individual modules. All you have to do is click on these to get to the topic you are currently interested in.

On this learning path, you will find out how the Swiss pension system works, where gaps can potentially arise and how you can effectively close these gaps.

Seven out of ten women recommend actively starting to save for your retirement at an early stage. If you do so, you will enjoy more financial independence in the long term – including in your old age.

Many people continually put off the issue of pension provision – be that due to uncertainty, a lack of knowledge or a feeling that it can wait. However, this can often lead to unpleasant surprises later in life. Women in particular are frequently at a disadvantage when it comes to pension provision: periods out of work, part-time employment and lower salaries mean that they receive far less from the various pension pillars than men.

By getting a clear picture at an early stage, it is possible to identify gaps and purposefully utilize potential for optimization. This will give you more financial independence in the long term and enable you to maintain your accustomed standard of living in old age.

In the “Retirement” learning path, expert Anna guides you through five practical modules and shows you how you can purposefully optimize your pension provision. You will be given a structured overview of the Swiss pension system and its three pillars. You will also learn about specific measures for various phases of life.

Every module offers in-depth expertise, useful checklists and helpful tools and calculators that you can use directly for your pension planning and to prepare for your retirement.

Module 1 – Understanding the Swiss pension system and making the right decisions for your future

What are the different pillars? And what is their purpose? In this module, you will find out how the pension system is structured, why it affects everyone and why taking action early is particularly worthwhile.

Module 2 – Optimizing pillar 1: state pension provision (AHV/IV/EO)

You can easily check your personal situation with respect to old-age and survivors’ insurance (AHV). Find out how the AHV works, how your pension is calculated and what to watch out for to avoid contribution gaps.

Module 3 – Optimizing pillar 2: occupational pension provision

Do you know what your pension fund statement reveals about your pension provision? In this module, you will learn what matters in the second pillar and how to make optimal use of your pension fund for your retirement.

Module 4 – Utilizing pillar 3: closing gaps with private pension savings

With the third pillar, you not only secure your standard of living in old age, but can also take advantage of tax benefits. Learn how to approach this smartly to unlock the full potential offered by voluntary pension provision.

Module 5 – Start your retirement planning early: your roadmap

Whether you are only just starting out or are approaching retirement: this module shows you how to put together a pension plan at an early stage, close gaps in your pension provision and address important topics like succession planning in plenty of time.

What does a learning path consist of?

Learning paths are made up of various content items, tips and tools for an overriding topic. The goal is to build up and expand your financial knowledge on a step-by-step basis. The learning path consists of several modules, with each module focusing on a specific sub-topic.

Content items can be accessed independently of one another. This means that you can take a break at any point and return to your learning path whenever you want.

What does a module consist of?

Can I sign up for multiple learning paths?

What happens after I’ve signed up?

Sign up for the learning path

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