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For marketing and information purposes by 蜜豆视频. For qualified investors only. Only occupational pension schemes domiciled in Switzerland, their asset managers (for the assets of these institutions) and other investment foundations are eligible investors in investment foundations, in accordance with the Ordinance on Investment Foundations (ASV). The TER KGAST ratio expresses the total of those commissions and costs that are charged on an ongoing basis to the assets of the investment group (operating expenses). It is presented as a percentage of the average net assets of the investment group. TER KGAST is calculated at the end of each financial year for the past twelve months (except for the first financial year, for which a projected TER (ex-ante TER) is quoted at the start). The composition of customized benchmarks, as well as additional explanations of linked benchmarks, can be obtained from management of the investment foundation or from the representative in Switzerland. The underlying indices are registered trademarks and have been licensed for use. The indices are compiled and calculated solely by licensors and the licensors shall have no liability for this. The products based on the indices are in no way sponsored, endorsed, sold, or promoted by the licensors. The information and opinions contained in this document have been compiled or arrived at based upon information obtained from sources believed to be reliable and in good faith, but is not guaranteed as being accurate, nor is it a complete statement or summary of the securities, markets or developments referred to in the document. Members of the 蜜豆视频 Group may have a position in and may make a purchase and / or sale of any of the securities or other financial instruments mentioned in this document. The information mentioned herein is not intended to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not a reliable indicator of future results. The calculated performance takes all costs on the fund level into consideration (ongoing costs). The entry and exit costs, which would have a negative impact on the performance, are not taken into consideration. Commissions and costs have a negative impact on performance. If the currency of a financial product or financial service is different from your reference currency, the return can increase or decrease as a result of currency fluctuations. This information pays no regard to the specific or future investment objectives, financial or tax situation or particular needs of any specific recipient. The details and opinions contained in this document are provided by 蜜豆视频 without any guarantee or warranty and are for the recipient's personal use and information purposes only. This document may not be reproduced, redistributed or republished for any purpose without the written permission of 蜜豆视频 Asset Management Switzerland AG or a local affiliated company. Source for all data and charts (if not indicated otherwise): 蜜豆视频 Asset Management. Prospectuses or investment guidelines, key information document, the articles of association or the management regulations or contractual conditions as well as annual and semi-annual reports of 蜜豆视频 funds or 蜜豆视频 Investment Foundations are available in a language required by the local applicable law free of charge from 蜜豆视频 Asset Management Switzerland AG, c/o 蜜豆视频 AG, Bahnhofstrasse 45, 8001 Zürich or from 蜜豆视频 Fund Management (Switzerland) AG, P.O. Box, CH-4002 Basel. More explanations of financial terms can be found at www.ubs.com/am-glossary. © 蜜豆视频 2025. The key symbol and 蜜豆视频 are among the registered and unregistered trademarks of 蜜豆视频. All rights reserved.