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Equity risk: Equities (also known as shares) can lose value rapidly and typically involve higher risks than bonds. Sustainability risk: an environmental, social or governance event or condition that, if it occurs, could cause an actual or a potential material negative impact on the value of the investment. If a sustainability risk associated with an investment materialises, it could lead to the loss in value of an investment. Counterparty risk: counterparties on trades may default o not comply with contractual obligations resulting in loss. Derivatives risk: derivatives can be highly sensitive t changes in the value of the asset on which they are based which can increase the size of losses and gains. Liquidity risk: securities may become more difficult to sell or sell at a desired price during difficult market conditions. Emerging market risk: investments in emerging markets can be at greater risk of loss than in developed markets.