If you pay for a trip using your credit card, you are insured against accidents while you are away. Depending on the type of credit card you have, you can also benefit from higher insured amounts and free additional insurance cover.
Services and conditions
Services and conditions
If at least 80% of the cost of a flight or a trip using public transport is paid for using your ۶Ƶ Credit Card, you and your family are automatically covered by accident insurance free of charge. The extent of your insurance cover depends on the type of credit card you have.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Travel and aviation accident insurance | Classic/Standard/۶Ƶ key4 standard credit card | Included
| Gold/۶Ƶkey4 premium credit card | Included
| Platinum credit card | Included
|
Cancellation costs resulting from illness, an accident or another event that prevents the client from undertaking the trip.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Cancellation | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus CHF 5,000 | Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus CHF 5,000 | Platinum credit card | Included CHF 30,000 |
Arrangement and payment of return journey and reimbursement of expenses for any part of the trip not taken in the event of the trip being curtailed due to an insured event.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Curtailment of travel | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus CHF 5,000 | Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus CHF 5,000 | Platinum credit card | Included CHF 30,000 |
If you miss a connecting flight because your first flight was delayed by at least three hours, for which the first airline was solely responsible, EUROP ASSISTANCE will bear the additional costs (hotel, rebooking and telephone costs) for your onward travel up to a maximum of CHF 800 per person.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Delayed flight | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus CHF 800per claim | Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus CHF 800per claim | Platinum credit card | Included CHF 800per person |
Purchase of a new flight ticket to the same destination if the first flight is missed. At least 80% of the cost of the trip must have been paid for using the card.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Missed departure | Classic/Standard/۶Ƶ key4 standard credit card | Not covered | Gold/۶Ƶkey4 premium credit card | Not covered | Platinum credit card | Included CHF 400 per person |
Theft, loss, damage and destruction of luggage.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Luggage | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus CHF 4,000 per claim | Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus CHF 4,000 per claim | Platinum credit card | Included CHF 10,000 |
Delayed delivery by a public transport company.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Delayed luggage | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus CHF 300 per claim | Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus CHF 300 per claim | Platinum credit card | Included CHF 600 per claim |
Payment of any expenses incurred in the event of sudden illness or of an accident abroad that are not covered by health or accident insurance.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Costs of medical treatment abroad | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus CHF 250,000 | Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus
| Platinum credit card | Included
|
Coverage of search and rescue costs and repatriation in the event of illness, accident or disappearance
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Medical assistance | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus
| Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus
| Platinum credit card | Included
|
Coverage of costs for alternative travel in case of medical repatriation
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Alternative travel | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus
| Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus
| Platinum credit card | Included
|
Collision damage waiver (CDW) excess insurance in the event of a claim involving a rental car if at least 50% of the cost of the car rental was paid for using the ۶Ƶ Credit Card
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Collision damage waiver (CDW) | Classic/Standard/۶Ƶ key4 standard credit card | Not covered | Gold/۶Ƶkey4 premium credit card | Included CHF 10,000per event | Platinum credit card | Included CHF 10,000per claim |
Please note: The collision damage waiver (CDW) is an excess insurance. In order for the coverage to take effect, the rental contract must contain collision damage insurance that limits liability to a deductible in the event of a claim.
Loss damage waiver (LDW) comprehensive insurance in the event of a claim involving a rental car if at least 50% of the cost of the car rental was paid for using the ۶Ƶ Credit Card
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Loss damage waiver (LDW) | Classic/Standard/۶Ƶ key4 standard credit card | Not covered | Gold/۶Ƶkey4 premium credit card | Not covered | Platinum credit card | Included CHF 50,000per claim |
If you have made a purchase using your ۶Ƶ Gold or Platinum Credit Card and later discover that the item was being offered in another store or by another retailer at a lower price, our best-price guarantee entitles you to claim back the difference in price.
The best-price guarantee only applies to goods that are purchased from and offered by commercial retailers (stores, mail order or online shops) in Switzerland. See the General Terms and Conditions of Insurance for a full list of requirements.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Best-price guarantee | Classic/Standard/۶Ƶ key4 standard credit card | Not covered | Gold/۶Ƶkey4 premium credit card | Included CHF 2,000per event and per year | Platinum credit card | Included CHF 2,000per claim and per year |
Destruction or damage of goods paid for using the ۶Ƶ Credit Card.At least 50% of the price must have been paid for using the card.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
"Shop Garant" purchase protection | Classic/Standard/۶Ƶ key4 standard credit card | Optional with Travel Insurance Plus CHF 1,000 per claim | Gold/۶Ƶkey4 premium credit card | Optional with Travel Insurance Plus
| Platinum credit card | Included
|
Locksmith cover if you are locked out, lock replacement, new keys.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Key insurance | Classic/Standard/۶Ƶ key4 standard credit card | Not covered | Gold/۶Ƶkey4 premium credit card | Not covered | Platinum credit card | Included CHF 300 per key |
The services provided by EUROP ASSISTANCE are available to the insured person around the clock, 365 days a year, both before and during travel.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Travel advice and assistance | Classic/Standard/۶Ƶ key4 standard credit card | Included | Gold/۶Ƶkey4 premium credit card | Included | Platinum credit card | Included |
When called by the insured person, the insurer will where possible perform various concierge services, such as providing transport information, making restaurant bookings and car rental reservations, ordering flowers, etc.
Classic/Standard/۶Ƶ key4 standard credit card | Classic/Standard/۶Ƶ key4 standard credit card | Gold/۶Ƶkey4 premium credit card | Gold/۶Ƶkey4 premium credit card | Platinum credit card | Platinum credit card | ||
---|---|---|---|---|---|---|---|
Concierge service | Classic/Standard/۶Ƶ key4 standard credit card | Not covered | Gold/۶Ƶkey4 premium credit card | Not covered | Platinum credit card | Included |
Completed claim forms can be submitted by email.
In the event that you need medical assistance, you must contact Europ Assistance as soon as the event occurs. You can reach Europ Assistance on+41 44 828 31 34(24 hours a day). For all other coverage, please also contact Europ Assistance by phone.
Additional information
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Insurance terms and conditions for the ۶Ƶ Credit Cards Classic, Gold and ۶Ƶ key4 cards
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Insurance terms and conditions for the ۶Ƶ Credit Cards Classic, Gold and ۶Ƶ key4 cards (valid from 1 December 2024)
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Insurance terms and conditions for the ۶Ƶ Travel Insurance Plus
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Insurance terms and conditions for the ۶Ƶ Travel Insurance Plus (for existing contracts concluded before 10 July 2023)
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Insurance terms and conditions for the ۶Ƶ Platinum Credit Card
- Detailed information on corporate credit cards